What is Mp2 Pag Ibig?

Are you looking for a way to save money and invest in your future? If so, have you heard about MP2 or the Pag-IBIG Multi-Purpose Savings Program? This program can help you achieve financial security while also allowing access to funds when needed.

Read on to find out more about what MP2 has to offer!

What Is MP2?

MP2 or the Multi-Purpose Savings Program is a savings program offered by Pag-IBIG. The program is open to all members who are actively contributing and have been for at least 24 months. The purpose of the program is to enable members to save money for their future and earn higher returns on their investments than with regular deposits.

The Benefits of MP2

The benefits of joining the MP2 program are numerous. First, your funds will be safe and secure as they are insured by Pag-IBIG up to Php 500,000. You Can Calculator Your Mp2 Laon Here. Additionally, you will be able to enjoy higher rates of return than with traditional savings accounts. Depending on current market conditions, the rate of return can range anywhere from 4% – 6%. You will also have access to your funds whenever you need them. And lastly, if you decide that you no longer wish to keep your account active after 5 years, you will receive a loyalty bonus equal to 10% of your accumulated dividends over that five-year period.

How Does It Work?

Once you become an active member in good standing with Pag-IBIG, all it takes is a minimum initial deposit of Php 1,000 into your MP2 account along with 3 postdated checks (PDCs). After that, any amount may be added via PDCs or online banking but must not exceed Php 15,000 per month. Your account will remain active for 5 years unless otherwise requested by the member before the expiry date.

Dividends will then be credited annually based on prevailing market rate at that time and automatically deposited into the member’s designated bank account within 30 days after each anniversary date (year after account opening) or upon withdrawal/closure request from member whichever comes first.


Joining the Pag-IBIG Multi-Purpose Savings Program (MP2) can provide many benefits such as increased financial security and access to funds when needed. With its high rate of return and low minimum deposit requirement, this program is an ideal way for members who wish to save money and invest in their future. So why wait any longer? Start investing today!

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