Can A Student Apply For Pag Ibig Mp2?

Pag-IBIG Fund is a government agency in the Philippines that offers affordable housing loans, savings programs, and investment opportunities. One of these investment opportunities is the Modified Pag-IBIG II (MP2) savings program that provides higher dividends than the regular Pag-IBIG savings program.

If you are a student or a young professional looking to start investing in your future, you might be wondering if you can apply for Pag-IBIG MP2. In this blog post, we will answer your question and provide you with some helpful information about the Pag-IBIG MP2 program.

can a student apply for pag ibig mp2

The short answer to the question is yes, a student can apply for Pag-IBIG MP2. As long as you are a Pag-IBIG Fund member, you are eligible to save and invest in the Pag-IBIG MP2 program. You can become a Pag-IBIG Fund member if you are at least 18 years old and have a source of income, whether you are self-employed, employed in the private or public sector, or a voluntary member.

The Pag-IBIG MP2 program is a five-year savings program that allows Pag-IBIG members to save a minimum of Php 500 per month and earn annual dividends that are higher than the regular Pag-IBIG savings program. The current dividend rate for Pag-IBIG MP2 is 6.12% per annum and 7:03% per annum for Modified Pag-IBIG 2 Savings which is compounded annually and tax-free.

One advantage of the Pag-IBIG MP2 program is that it has a low minimum investment and maximum investment amount. You can start investing in the Pag-IBIG MP2 program with as low as Php 500 and increase your investment as you go along. The maximum investment amount per account is Php 5 million.

Another advantage of the Pag-IBIG MP2 program is that it offers flexible and convenient payment options. You can pay your contributions through any Pag-IBIG Fund office, or accredited collecting agent, or online through the Pag-IBIG Fund website or mobile app.

Furthermore, investing in the Pag-IBIG MP2 program can help you achieve your financial goals, such as buying a house or starting a business. You can use your Pag-IBIG MP2 savings as collateral for a housing loan, or withdraw your savings after maturity to fund your business venture or other investment opportunities.


In conclusion, a student can apply for Pag-IBIG MP2 as long as he or she is a Pag-IBIG Fund member. Investing in the Pag-IBIG MP2 program is a smart and practical way to start growing your money and secure your financial future. With the program’s low minimum investment amount, flexible payment options, and higher dividend rates, you can easily start investing in the program and reap the benefits after five years. Remember, investing in your future is never too early or too late. Start investing in Pag-IBIG MP2 today and see your money grow.

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