Can I Withdraw My Pag Ibig Contribution After 10 Years?

Are you a Pag-IBIG fund member and have been contributing for 10 years or more? If so, you may be wondering whether you can withdraw your contributions to the fund. The good news is that, yes, it is possible to withdraw your money after 10 years of contributions. Let’s take a look at how this works.

What You Need to Know About Withdrawing Your Contributions

First of all, it’s important to understand that the amount of money you can withdraw from Pag-IBIG after 10 years depends on the size of your contribution. Specifically, if your contribution is at least P100,000, then you are eligible for a full withdrawal of your funds. If your contribution is less than P100,000, then you will only be able to withdraw up to 20% of the total amount.

You also need to know that when withdrawing funds from Pag-IBIG after 10 years, there are certain requirements that must be met in order for the withdrawal to be successful. Firstly, you must provide proof that you are indeed a Pag-IBIG fund member and have been making regular payments for at least 10 years.

Secondly, you must submit an application form and fill out all the necessary paperwork required by the fund in order to process your withdrawal request. Finally, if you are withdrawing more than P20,000 from the fund then you must present valid identification documents such as a driver’s license or passport in order for the transaction to be completed successfully.

In addition to these requirements, it’s also important to note that there may be certain fees associated with withdrawing funds from Pag-IBIG after 10 years. These fees can vary depending on a number of factors such as how much money is being withdrawn and which branch of Pag-IBIG you are submitting your request at. It’s best to contact your local branch ahead of time in order to get an estimate on any applicable fees associated with your withdrawal request.

Pag-IBIG members are allowed to withdraw their contributions after 10 years of continuous membership, but there are certain conditions that must be met.

One condition is that the member must be at least 60 years old at the time of withdrawal. Also, you will be eligible to apply for total withdrawals of your accumulated savings (principal and interest) only after 10 years of continuous membership and after the maturity of your Pag-IBIG MP2 savings.

It’s important to note that, if you withdraw your contributions before you reach the age of 60 or before 10 years of continuous membership, you will be charged with a penalty.

And also, Withdrawals are allowed for reasons such as retirement, permanent disability, separation from service, and death. The terms and conditions for these withdrawals may be different, so you should check with Pag-IBIG Fund for more information.

It would be advisable to consult with Pag-IBIG Fund or a financial advisor before making any decisions about withdrawing your contributions, to ensure that you understand the conditions and any potential penalties, as well as how it may affect your future retirement plans.


In summary, it is possible to make a withdrawal from Pag-IBIG after 10 years as long as certain conditions are met and all required paperwork has been processed successfully.

The amount of money available for withdrawal will depend on how much has been contributed over those 10 years; if it is at least P100,000 then all funds may be withdrawn but if its less than P100K then only 20% may be taken out. Be sure also check with local branches about any applicable fees prior submitting any applications or forms related with this type of transaction!

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